Terms and Conditions
1. Introduction
Welcome to BudgetRiseTop! These Terms and Conditions govern the use of our services, programs, and offerings in the field of Singapore budget planning services and budget development. By engaging our planning services or entering into a client relationship, you agree to these terms and commit to fully complying with them under Singapore law.
2. Service Eligibility
2.1. Client Status – Our planning services are designed for qualified individuals, budget seekers, and strategic entities in Singapore seeking specialized budget development and planning support. When engaging our services, we request information about your budget goals, planning requirements, and specific growth needs to help appropriate service provision under Singapore strategic law.
2.2. Representation – Participation in our budget development services requires prior consultation and formal engagement agreement by BudgetRiseTop. You are obligated to provide accurate and current information regarding your planning matters in accordance with Singapore strategic standards.
2.3. Professional Guidelines – We expect professional conduct and compliance with all Singapore strategic and regulatory requirements. Any form of misrepresentation, fraudulent activity, or unethical behavior may result in termination of planning services.
2.4. Confidentiality – Clients commit to maintaining confidentiality regarding sensitive planning matters and information shared during the course of our professional relationship under Singapore strategic privacy rules.
3. Service Engagement and Payment
3.1. Service Engagement – Planning service agreements can be made via our website, by phone, or in person at our Singapore offices and are binding after our written confirmation and signed planning agreement.
3.2. Payment Terms – Planning service fees are due within 14 days of invoicing and are payable in SGD. We accept bank transfers through Singapore banking institutions, major credit cards, and certified payments.
3.3. Family Engagements – For planning services engaged by Singapore families for their budget development, separate payment terms may be agreed, which are specified in the respective planning service agreement.
3.4. Cancellation Policy – For cancellations up to 14 days before scheduled planning services, 25% of the planning fee will be retained; for cancellations up to 7 days before, 50%. For later cancellations, the full planning fee will be charged subject to work completed, in accordance with Singapore strategic practice standards.
4. Service Design and Changes
4.1. Planning Service Planning and Implementation –
- BudgetRiseTop reserves the right to modify service offerings, schedules, and assigned strategic practitioners across our Singapore offices.
- In case of scheduling conflicts or planning priorities, services may be rescheduled or reassigned within our Singapore planning network.
- Service changes will be communicated to clients as early as possible.
4.2. Planning Documents – All planning documents, budget templates, and professional resources are the intellectual property of BudgetRiseTop or our Singapore planning partners. The materials may not be reproduced, distributed, or used for commercial purposes without written permission under Singapore intellectual property law.
5. Specialized Services
5.1. Registration – For our Premium Planning and specialized Singapore budget planning services, separate engagement conditions apply, which are communicated before service commencement and are binding under Singapore contract law.
5.2. Cancellation Conditions – Cancellations for these comprehensive planning service packages must be made at least 21 days in advance to receive a partial refund. For later cancellations, 75% of the planning fee will be retained in accordance with Singapore strategic practice standards.
5.3. Client Selection – For certain specialized planning services, we reserve the right to select clients based on criteria such as budget level, growth goals, and planning capacity to help optimal planning outcomes within the Singapore strategic framework.
6. Disclaimer and Warranty
6.1. Liability – BudgetRiseTop is only liable in cases of professional negligence or misconduct on the part of our planning team under Singapore professional liability standards. We assume no liability for the budget decisions made by clients based on our planning advice.
6.2. Professional Responsibility – Clients are responsible for the implementation of planning advice and compliance with regulatory requirements in their budget activities. The application of planning counsel is at their own discretion and takes into account their specific budget circumstances and strategic tolerance under Singapore law.
7. Facilities and Property
7.1. Use of Facilities – Office facilities and equipment at our Singapore locations must be treated with care and respect. Clients are liable for any willful damage to our planning offices or equipment in Marina Bay, Orchard Road, or Sentosa.
7.2. Valuables – We assume no liability for personal items and valuables left in our Singapore planning facilities. Secure storage options are available for sensitive documents at all our Singapore offices.
8. Data Privacy
8.1. Data Processing – The processing of personal and planning data is in accordance with our separate Privacy Policy and client confidentiality requirements under Singapore data protection law, which are considered essential parts of these Terms and Conditions and should be read carefully.
8.2. Photo and Video Material – At selected planning events and professional seminars, photo and video material may be created for documentation and marketing purposes. Clients can object to the use of their image at any time in accordance with Singapore privacy rights.
9. Refund Policy
9.1. Service Satisfaction – BudgetRiseTop is committed to providing exceptional budget development and professional services under Singapore strategic standards. If you are not satisfied with our planning services or development quality, please contact us within 7 days of service completion to discuss your concerns. We will work with you to address any issues and may offer appropriate compensation, such as partial refunds or additional planning consultation at no cost.
9.2. Service Cancellation by BudgetRiseTop – In the event that we must cancel or withdraw from budget development due to conflicts of interest or professional obligations under Singapore strategic ethics, we will provide a full refund of unused planning fees or assist in transitioning development to qualified Singapore strategic practitioners. We will make every effort to notify you of any development changes as early as possible.
9.3. Refund Processing – All approved refunds will be processed within 14 business days and returned to the original payment method in SGD. Refunds are subject to our cancellation policy terms outlined in section 3.4 and may be prorated based on planning services already provided and work completed.
9.4. Exceptional Circumstances – In cases of force majeure, changes in Singapore law affecting service delivery, or other exceptional circumstances beyond our control, refunds will be handled on a case-by-case basis in accordance with Singapore commercial law and professional strategic standards.
9.5. Dispute Resolution – Any disputes regarding refunds will be resolved through mediation under Singapore law before potential litigation. Clients have the right to lodge complaints with the Singapore Personal Data Protection Commission (PDPC) regarding professional conduct matters.
10. Final Provisions
10.1. Severability Clause – Should individual provisions of these Terms and Conditions be or become invalid under Singapore law, the validity of the remaining provisions remains unaffected.
10.2. Applicable Law – These Terms and Conditions are subject to Singapore law and the regulations of the Singapore Personal Data Protection Commission. The place of jurisdiction for all disputes is Marina Bay, Singapore, to the extent legally permissible under Singapore civil procedure law.
10.3. Language – These Terms and Conditions are provided in English for international clients. In case of legal disputes, the English version shall prevail as required by Singapore legal procedure.
10.4. Updates – BudgetRiseTop reserves the right to update these Terms and Conditions as required by changes in Singapore law or professional regulations. Clients will be notified of significant changes via email or through notices posted at our Singapore offices.